TRT Home Loans, Inc.

TRT Home Loans

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Affordability Calculator


	Use the calculator below to give you an idea of how much of a mortgage you can afford. However, it is meant to be a guideline, not a rule. We have many programs available that can maximize the amount of a home you can afford.


	Desired mortgage amount:


	Mortgage length (in years)


	Interest %


	Annual property tax


	Total monthly payments not including mortgage (car, loans, credit cards, etc).


	Summary


	Monthly Principal + Interest


	Total Monthly Obligations


	Required Salary

Listed below are the basic guidelines of how our industry determines how much of a mortgage payment you qualify for.

1.	Your gross (before taxes) monthly salary should be greater than 28% of the sum of the monthly mortgage and monthly tax payments.

2.	Your gross (before taxes) monthly salary should be greater than 36% of the sum of the monthly mortgage, monthly tax and other monthly debt payments.

Loan Calculators are tools designed to help you. However, we can help you know exactly what you qualify for.

Find a rate, loan type and payment to fit your needs.

Loan Amount

TRT Home Loans, Inc.
San Gabriel Valley
3110 E. Garvey Ave. South
West Covina,Ca. 91791
626-384-4949 Fax: 626-858-8620
Corporate Office
15744 E. Imperial Hwy.
La Mirada,Ca. 90638
866-562-6878 Fax: 562-501-2890